|
This script calculates the future disbursements of a retirement plan, based on a fixed growth rate before and during retirement. Enter the dollar amount of the accumulated principal, the initial investment for the plan, using just numbers and the decimal. Enter the planned annual additions to the principal. Enter the number of years this will build prior to retirement. Next, enter the published interest growth rate you expect to earn on that investment before retirement.
In the During Retirement section, enter the number of years to disburse the payments and the anticipated earning rate during retirement. Click on the Calculate button and the annual disbursement will be returned. You may click on Clear Values to do another calculation
|
|
FREE Retirement Planning eNewsletter |
|
|
|
|
|
Quality free retirement planning & 401k information is hard to come by these days, let alone expert advice on financial topics that can effect your every day lifestyle. The advice in these newsletters is local, its professional, and its usable.
You will NOT find this quality of free retirement planning info from professionals anywhere else. Professional level advice brought to you FREE as an effort from our network of central Ohio professionals.
... you'll receive targeted daily reports pertaining to the important topics that relate to your early retirement and financial planning needs.
Why you should sign up for your eNewsletter:Whether you are looking into early retirement options, starting to develop your retirement plan, or just looking for retirement planning advice, this newsletter will give you the information you need to have before consulting with a financial planning professional. With your newsletter you will begin to learn about the following topics that affect your retirement and much much more:
- Roth IRAs whether they are a good buy for now or later
- Taking advantage of early retirement offers at work
- Finding the right planning mix to make early retirement a possibility
- The tricks of Retiring at 55
Dont forget....You'll not only get this initial guide to retirement planning, you'll also get our monthly newsletter that targets your needs and interests, giving you advice and strategy on how to manage your financial condition, grow your personal wealth, and put you on the path to total financial independence. Expert advice from local experts for you the central Ohio consumer- oh, and its FREE.
Learn about ways to get ahead of the game, start planning for retirement immediately and get the knowledge you need to be an educated consumer.
|
|
***Please note all information we collect at RightWay is held in strict confidence. We do not sell or share our customer list with any other entities under any circumstances. |
|
|
 Can't find what your looking for? Go to our article archive and check out some of our past articles. You can also sign up for a newsletter:
Article Archive
Newsletters
|
|
|
| |
| |
| |
| |
|
Free personal financial consultations with pre-screened financial profeesionals. We connect you with a professional that is selected specifically to match your needs.
|
Can't Find it? Go to our article archive and check out some of our past articles. article archive
|
 |
|
Financial tips, tricks, guides, and expert advice from local professionals. Learn how to plan for your future and for your financial health.
|
|
|
|
Senator Wants Review of Snow Investment (Reuters)
Reuters - The top Democrat on the Senate
Finance Committee, Max Baucus, asked the Justice Department on
Friday to review Treasury Secretary John Snow's holding of $10
million of Freddie Mac and Fannie Mae bonds.
Fannie Mae, Freddie Mac Met 2003 Goals (AP)
AP - Mortgage companies Fannie Mae and Freddie Mac last year met the government-set goals for making home ownership affordable, but only because three unusual multibillion-dollar deals were counted toward the targets, officials said Thursday.
Mortgages Rates Are Down This Week (AP)
AP - Mortgage rates fell this week, erasing most of last week's big increase, Freddie Mac reported Thursday.
Snag Ultra-Low Student Loan Rates (The Motley Fool)
The Motley Fool - Interest rates, still at levels close to all-time lows, are on the rise. But for many students and recent graduates, an opportunity exists (but not for much longer) to lock in record-low rates on student loans.
Cendant to spin off business (TheDeal.com)
TheDeal.com - The company has abandoned a sale of the mortgage and fleet operations, to be 50% owned by Cendant.
Home Mortgages (AP)
AP - Home Mortgages
Mortgage Refinancings Lose Steam (Reuters)
Reuters - The number of U.S. mortgage
refinancings fell sharply last week suggesting that the
refinancing boom may have run its course even as rates eased,
economists said.
Latin American Funds Strong but Risky (AP)
AP - Latin American mutual funds have wowed investors lately with stellar returns, but you might want to think twice before committing yourself heavily to the region: Analysts say a heavy concentration in two volatile markets makes them a risky gamble.
Cendant to Spin Off Mortgage Operations (AP)
AP - Cendant Corp. plans to spin off its mortgage and fleet-management operations to shareholders, ending speculation about the potential sale of the unit.
Fannie Mae Discloses Document Request (AP)
AP - Mortgage giant Fannie Mae, gripped by an accounting scandal and under investigation by the Justice Department, disclosed Tuesday that prosecutors had asked the company to preserve documents as part of the criminal probe.
Justice Dept. Probes Fannie Mae (Reuters)
Reuters - Fannie Mae , the largest U.S.
home funding company, on Tuesday said U.S. prosecutors have
opened a criminal investigation into its accounting, and that
it faces eight investor lawsuits alleging federal securities
law violations.
Finance: Losing the Right to Sue (Reuters)
Reuters - More and more businesses are
sticking mandatory arbitration clauses into their contracts,
forcing consumers to give up their right to sue if they want to
conduct business, and consumer groups have made the elimination
of these clauses a top priority.
Consumers Tighten Borrowing in August (AP)
AP - Consumers cut back on their borrowing in August by the largest amount since the end of 1990 as confidence in the economy fell and energy prices surged.
Ex-Fannie Mae Worker Discusses Harassment (AP)
AP - For accountant Roger Barnes, the final straw came when he was deliberately excluded last fall from Fannie Mae's preparation for a special review by federal regulators.
Fannie Mae Execs, Regulator Square Off (Reuters)
Reuters - Fannie Mae executives and their
regulator squared off on Wednesday, with executives denying any
accounting irregularity and the regulator saying the housing
finance company's management may have to go.
Camden defends price in Summit deal (TheDeal.com)
TheDeal.com - The REIT says the $1.9 billion price tag for Summit Properties is justified by the target's portfolio.
House OKs Bill to Shield GIs from Abusive Sales (Reuters)
Reuters - Legislation to protect U.S. soldiers
from predatory life insurance and mutual fund sales on military
bases was approved overwhelmingly on Tuesday by the U.S. House
of Representatives.
Fannie Mae CEO Facing Storm Over Lapses (AP)
AP - Franklin Raines is renowned for his political connections and his instincts for corporate survival. Those skills will be critical as the head of Fannie Mae fights to keep his job following an accounting scandal at the mortgage giant that finances one of every five home loans in America.
Bio Details on Fannie Mae Chairman (AP)
AP - NAME — Franklin Delano Raines.
Freddie Mac Announces Changes in Division (AP)
AP - Mortgage giant Freddie Mac announced Monday that it is shutting down some operations of its debt-securities sales division and transferring others — moves that experts said should tighten the company's internal controls after an accounting scandal.
Freddie Mac Shuts Bond Broker Business (Reuters)
Reuters - Freddie Mac , the No. 2 U.S.
mortgage finance company, said on Monday it will no longer
serve as a broker dealer in the multi-trillion-dollar mortgage
bond market, a move some said is designed to lower risk and
placate regulators.
The Non-REIT (Forbes.com)
Forbes.com - Low bond yields make real estate investment trusts look like a great income play. But Michael Winer, manager of the Third Avenue Real Estate Value Fund (assets: $1.3 billion), sees something better for investors: real estate operating companies.
Justice Dept Opens Fannie Mae Probe (Reuters)
Reuters - The Justice Department is
investigating possible accounting fraud at Fannie Mae, bringing
greater government scrutiny to bear on the mortgage finance
company, already facing a parallel inquiry by the SEC, a source
close to the matter said on Thursday.
Justice Dept. Opens Fannie Criminal Probe (Reuters)
Reuters - The Justice Department has opened an
investigation of possible accounting fraud at Fannie Mae, the
Wall Street Journal reported on Thursday, after a federal
regulator said the mortgage giant may have manipulated its
earnings targets.
Fannie Mae Discussed Restatement with SEC (Reuters)
Reuters - Embattled U.S. mortgage finance
giant Fannie Mae on Tuesday said it had discussed the
possibility of an earnings restatement with regulators,
reversing a top executive's comment.
All 50 States Post Personal Income Growth (Reuters)
Reuters - U.S. personal incomes rose 1.5
percent in the second quarter of 2004, the fastest pace of
growth in more than three years, as income gains sped up in 33
states, the Commerce Department said on Tuesday.
New Home Sales Jump 9.4 Pct in August (Reuters)
Reuters - U.S. new home sales jumped a
surprising 9.4 percent in August, the fastest acceleration of
sales in almost four years, as a fresh dip in mortgage interest
rates attracted buyers, a government report showed on Monday.
Fannie Mae Said Near Deal on Capital (Reuters)
Reuters - Embattled mortgage finance giant
Fannie Mae was close to a deal with regulators late on
Sunday that would force the company to keep billions of dollars
more in cash on hand while it corrects accounting problems, a
source familiar with the negotiations said.
Fannie CEO May Not Withstand Challenge (Reuters)
Reuters - The vaunted political and financial
skills of Fannie Mae Chief Executive Franklin Raines may not be
enough to save him professionally after a scathing regulatory
report last week detailed pervasive accounting lapses at the
mortgage finance company.
Lawsuits Besiege Fannie Mae on Accounting (Reuters)
Reuters - Fannie Mae , under fire from
regulators, is facing a groundswell of lawsuits from
class-action specialists for billions of dollars in stock
losses stemming from the company's faulty accounting.
Snow: Fannie Mae Needs Regulator (Reuters)
Reuters - The latest troubles at Fannie Mae
, the No. 1 U.S. home funding company, show the need for
a truly independent regulator to cover government-sponsored
enterprises, U.S. Treasury Secretary John Snow said on Friday.
Fannie Mae Slides on Accounting Issues (Reuters)
Reuters - Fannie Mae shares fell as much
as 3.5 percent on Friday, bringing losses for the week to about
16 percent, as investors grew wary of potential widespread
accounting problems at the No. 1 U.S. housing finance company.
US August Home Resales Fall 2.7 Percent (Reuters)
Reuters - Resales of U.S. homes fell 2.7
percent in August, decreasing more than expected as mortgage
interest rates picked up in the early summer, a trade
association report showed on Friday.
Some Debt Is OK (The Motley Fool)
The Motley Fool - Not all debt is alike -- and not all debt is bad. It's very reasonable to carry a mortgage, a car loan, etc. You simply need to pay attention to the cost of the debt. If you're carrying revolving debt on a credit card that's charging you 18% per year, you're in a bad situation. If your student loan is costing you 7% per year, that's much less worrisome.
Dentsply Is More Than a Mouthful (The Motley Fool)
The Motley Fool - Investing genius Peter Lynch liked to say that to find "tenbaggers," that is, stocks that will increase in value by 10 times or more, you should start by looking close to home. In his book One Up on Wall Street, he also noted he liked to seek out companies in dull, disagreeable industries because they were often overlooked or shunned, giving individual investors a chance to purchase them at a discount.
Stocks Sink on Oil Prices, Morgan Stanley (Reuters)
Reuters - Stocks fell sharply on Wednesday after
oil prices jumped more than a dollar to over $48 a barrel and
investment bank Morgan Stanley reported a drop in its
quarterly profit.
Surprise! Housing Starts in August Rise (Reuters)
Reuters - U.S. housing starts unexpectedly
rose 0.6 percent in August to their highest level in five
months as low mortgage rates encouraged construction, but
permits fell more than anticipated, a government report showed
on Tuesday.
Housing Starts Rise Unexpectedly (Reuters)
Reuters - U.S. housing starts rose
unexpectedly by 0.6 percent in August to their highest level in
five months as low mortgage rates encouraged residential
construction, but permits fell more than anticipated, a
government report showed on Tuesday.
Pound recovers against the dollar (AFP)
AFP - Sterling stabilised against the dollar in the wake of a series of data showing a slowing in mortgage lending in August -- further evidence that the housing market is cooling as higher interest rates take their toll.
Goldman: Rival bid for Takefuji? (TheDeal.com)
TheDeal.com - A report says Goldman Sachs has made a bid for the Japanese consumer finance giant, challenging Newbridge Capital.
Debt Wish (Forbes.com)
Forbes.com - If it were only so. Web sites are proliferating that promise they can wipe off your credit card debt, your mortgage and even your car loan. And if you're feeling guilty about doing it, they give you plenty of justification: The banking system is a fraud, they say, the Federal Reserve is a sham, and the American dollar is worthless paper.
Retirement Loans: Is the Interest Deductible? (The Motley Fool)
The Motley Fool - As you already know, interest expense isn't deductible simply because it's interest. Any of you who have paid interest on a credit card know that to be the case. In order to be deductible, interest must be defined as deductible in the Internal Revenue Code. For example, interest that you pay on your home is defined as mortgage interest. Interest that you pay on funds used to purchase investment assets would be deductible as investment interest. Interest that you pay on credit cards is completely nondeductible.
BBVA buys Hipotecaria Nacional (TheDeal.com)
TheDeal.com - The deal will give the Spanish bank a 26% share of Mexico's private mortgage market.
Goldman Sachs offers to buy stakes in Japan's Takefuji (AFP)
AFP - US investment banking giant Goldman Sachs has offered to buy stakes in Japan's biggest consumer finance firm Takefuji Corp. for more than 300 billion yen (2.8 billion dollars), a report said.
Goldman Sachs Enters Fray for Takefuji (Reuters)
Reuters - Goldman Sachs Group Inc. is in talks with
the founding family Takefuji Corp., the biggest player in
Japan's $100 billion consumer finance industry, that may result
in the U.S. firm buying about a third of the company for more
than $2.7 billion, a financial source said.
|
|
|
| |
|
FREE Consumer Early Retirement Planning E-Newsletter & Guide 