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  Renting to Home Owning Information

Feature Article

With rates trending down during the past few weeks I have been refinancing my home. Like millions of other homeowners, I regard refinancing with mixed feelings -- lower rates are wonderful but the details and requirements associated with the process seem endless and numbing.

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Recent Articles

Smart Refinancing Improves Household Finances
Tips for Adjusting to a new mortgage
Refinancing Consumers Could Gain Edge
PMI Frequently Asked Questions
Construction to Permanent Loans
 
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There are some things you cannot do without when purchasing a home, whether you're a seasoned veteran or a first time home buyer. Wisdom is one of them. Get the information you need on buying a home, from preparation, to choosing the right home, to finding the right financing. By signing up for our newsletter, you'll receive targeted daily reports on the important topics that relate to home ownership, and the home buying process.

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By signing up for our newsletter, you'll receive targeted daily reports pertaining to the important topics that relate to your mortgage, loans, and FHA Loans.

Whether you are a seasoned veteran of home buying, a first time home buyer, or just thinking of buying a home sometime in the not to distant future this newsletter will give you the information you need have before consulting with a real estate professional or a mortgage lender. With your newsletter you will begin to learn about the following topics that affect the home buying process and much more as part of your FREE consumer newsletter:

  1. Knowing when you're ready. We'll examine all of the advantages and disadvantages of renting and owning. We'll show you why you may be ready to end the renting and move to home ownership

  2. Getting Started shopping. Once you've determined your readiness for home ownership, we'll get you started on home shopping. What you want to look for in both a home and a real estate agent.

  3. Buying with imperfect credit. Credit is no longer the obstacle to home ownership that it used to be. We'll show you the steps you need to take to repair your credit and what you can do to enhance your positioning to receive a mortgage that is fair.

  4. Insuring your move. Once you're on your way to home ownership, you need to be aware of protecting your investments. We'll show you the steps you should consider when moving to make sure that all of your valuables and your investments are properly protected.

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Looking for a new apartment? Another roommate or two? Quite frankly, you’ve come to the wrong place. We specialize in helping serial renters make the change to home ownership – yes, even you. You can buy your first home even with limited income. And, it will make a significant and positive change in your daily life.


Things You Need to Know Now before you talk to a Lender

 

 

Buying your first home can be an exciting time, and a step towards gaining equity in a home instead of losing money each month by paying rent. There are many advantages to buying a home, including:

  • Pride of ownership: Knowing that your home is yours means that you will take an extra interest in maintaining and decorating it, and you will feel more a part of the community that you live in.

  • Privacy from neighbors (instead of living in a crowded apartment, you will have your own place, and often more privacy)

  • Appreciation: Over time, most homes gain in value, especially if they are maintained well. This means that you will gain equity in your home, making it a good long-term investment

  • Tax savings: Often, the interest on a home mortgage is tax deductible.

As a first time home buyer you may feel overwhelmed by the large variety of loan options, housing types and planning options available, and it's easy to wonder how you could navigate that strange world of realty. That’s where we step in to help. As a partner in a community network of financial and realty experts, we personally assist Ohioans like you connect with professionals you can trust. And, we go a step further, giving you the information and resources you need to make the best choices and feel informed and confident in the process. Get signed up and start learning today.

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Financial News


Smart Money
What's Wrong With the Job Market?
July's shockingly bad employment report has some economists scratching their heads -- and some politicians getting nervous.

Consumers Confident
Faith in the economy spiked to a two-year high in July as expectations for the future brightened.

A Cool Spell for Housing
June housing starts were far lower than expected. What does it mean for the real-estate market?

You Won't Need That Wheelbarrow Just Yet
The inflation picture improved considerably in June, calming jittery investors. But are they worrying about the wrong thing?

Getting Back to Normal
The era of cheap money is coming to an end. Here's why that's not such a bad thing.

Chilling Out Before the Fed Meeting
A deluge of data released Thursday hint that the economy might be cooling down a bit.

Price Check!
Consumer prices ticked higher last month, but core inflation remains tame. How will the Fed react?

Retail Fever
May's retail sales numbers were superb, and share prices are surging. But interest rate hikes could spoil the fun.

The Merry Month of May
Corporate payrolls grew at a brisk pace once again last month. Can the Fed still afford to proceed at a "measured" pace?

The Mood Is Skewed
Consumer confidence is rising -- and so is consumer pessimism. We'll explain.

Boom!
April's blowout jobs report erased any doubts about the strong labor market. What does it mean for investors?

Is Mortgage Mania Back?
Rates are creeping lower, activity is picking up, and retailers are licking their chops.

Where the Bleep Are the Jobs?
For months, we've been told that strong employment growth is just around the corner. Now, all bets are off.

Buying Power
Strong sales have pushed retail stocks higher this year. Can the momentum continue?

Another Disappointing Jobs Report
After yet another month of tepid growth, will the Fed sit tight on interest rates?
 

 

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